Those are the people (now 1 in 10) who are behind or are in foreclosure in their homes. I am not making wild assumptions but clearly connecting the dots.
Perhaps making do, and going without would have made all the difference in those who no cannot afford the homes they are in. Assessing our lives post Bill's accident made it clear that we had to downsize on our home so we could live within our means. This did not take away the very ideals and dreams we have. No instead it just placed them on another path.
Making do is a lesson that we must teach our children. Currently we are a need it now generation..."it's my money and I need it now", to borrow from a now infamous (annoying commercial). We must get out of this mindset or my money means nothing. It means that I owe more money than I have and I expect to be bailed out either through bankruptcy or through federal programs.
Is making do hard? Yes, but we are are not that far from the generation who had a motto:
'Use it Up, Make it Over, or Make it do.'